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Irvine Mortgage Lender - Mortgage Insurance

Irvine Mortgage Lender – Mortgage Insurance

Today, there are plenty of options available for borrowers who have little or no cash to use for a down payment on the purchase of their home. While these mortgage loan options have made it possible for many people to finally achieve their dream of owning their own home, they do come with certain requirements Read more about Irvine Mortgage Lender – Mortgage Insurance[…]

Irvine Mortgage - Different Loan Types

Irvine Mortgages – Different Loan Types

When it comes to Irvine mortgages, there are countless options to choose from. As a mortgage professional, it is my job to help my clients narrow down these options to find the best one to fit their financial situation. Throughout my years of experience, I have learned that many people are unfamiliar with the different Read more about Irvine Mortgages – Different Loan Types[…]

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Mortgaging a House Purchased with Cash

We often get questions from clients about putting a mortgage on a property they purchased for cash. Sometimes, in a hot real estate market, paying cash and closing quickly is a necessity, but it isn’t always best in terms of leveraging wealth and/or tax considerations.* The IRS has guidelines regarding mortgage interest deductibility (see a Read more about Mortgaging a House Purchased with Cash[…]

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The Difference Between Prequalification and Preapproval

Why is a mortgage Preapproval so much better than just getting Prequalified? Many people think they are the same but they’re not.  In today’s market you want the right one to save you time, money and unnecessary legal headaches. A prequalification is a lender’s estimate of how much you could be eligible to borrow based Read more about The Difference Between Prequalification and Preapproval[…]

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What Do Appraisers Look For When Determining A Property’s Value?

Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property. A common misconception homeowners generally have is that the value of their home is determined after the appraiser has completed their physical property inspection. However, the appraiser actually already has a good idea of the Read more about What Do Appraisers Look For When Determining A Property’s Value?[…]